Review:
Individual Mandate
overall review score: 3.5
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score is between 0 and 5
The individual mandate is a provision of the Affordable Care Act that required individuals to have health insurance coverage or face a penalty.
Key Features
- Mandatory health insurance coverage
- Penalty for non-compliance
- Enrollment through health insurance marketplace
Pros
- Encourages more individuals to have health insurance
- Helps spread the risk among a larger pool of insured individuals
Cons
- Can be seen as infringing on individual freedom and choice
- Penalties for non-compliance can be burdensome for some individuals